A good credit score is the foundation for financial health. This makes monitoring your credit score crucial. However, waiting on a CIBIL Subscription discount code to lower the cost of CIBIL Membership fees is unnecessary. The Bajaj Finserv Credit Pass is an affordable tool that empowers you to take control of your credit score in a comprehensive and proactive manner.
Credit Pass
This unique subscription from Bajaj Finserv can help you effectively build your credit health for long-term financial freedom. It offers a full suite of credit management features:
- Monthly credit score checks to monitor credit health.
- Personalised dashboard to view your loans and cards.
- Detailed Credit Health Report to identify improvement areas.
- Factors impacting your score to focus your actions.
- Credit Score Simulator (Premium feature) to forecast your future score.
The Credit Pass offers two budget-friendly plans:
- Standard at Rs. 59 for 6 months
- Premium at Rs. 99 annually
That’s an economical way to monitor and improve your credit score.
Steps to Purchase Credit Pass
Accessing the Credit Pass has no special eligibility criteria. Anyone who has availed of credit previously or intends to do so in the future can get a Credit Pass subscription, with verification using a PVC Aadhar Card. The process is simple and straightforward:
- Visit the Bajaj Finserv Credit Pass page on the official website
- Click on ‘SEE YOUR CREDIT PASS’
- Submit your mobile phone number and verify it with a one time password (OTP)
- Provide basic information (name, PAN card, etc.) as prompted
- Choose your preferred subscription plan – Standard or Premium – and complete payment
Addressing Common Questions and Concerns
- Why Do Membership Fees Vary?
Membership fees may vary due to factors such as the level of service provided, additional features included, and the tier of membership chosen. Basic memberships typically offer fewer services at a lower cost, while premium memberships provide more comprehensive benefits at a higher price point. Additionally, market demand and competitive pricing strategies may influence variations in membership fees among different credit monitoring services.
- How To Dispute Erroneous Charges?
If you notice erroneous charges on your CIBIL membership bill, promptly contact CIBIL’s customer service department to dispute the charges. Provide details of the disputed charges along with supporting documentation, such as receipts or transaction records. CIBIL will investigate the issue and, if the charges are indeed found to be incorrect, they will adjust your bill accordingly. It’s essential to address erroneous charges promptly to avoid any negative impact on your membership or credit standing.
- What Happens If Membership Fees Are Not Paid?
Failure to pay membership fees may result in the suspension or cancellation of your CIBIL membership. This could lead to a loss of access to credit reports, scores, and other membership benefits. Additionally, unpaid membership fees may be reported to credit bureaus, potentially affecting your credit standing. If you’re experiencing financial difficulties or have concerns about paying your membership fees, it’s advisable to contact CIBIL’s customer service department to discuss possible solutions or arrangements to avoid adverse consequences.
That’s it! You will receive your unique 12-digit Credit Pass number. Use it to sign in and view your Credit Pass dashboard and check your monthly CIBIL Score.
While the CIBIL Membership fees can be prohibitive, the Credit Pass is a cost-effective alternative. With regular monitoring and focused actions, you can systematically build your creditworthiness. So, unlock the key to your financial freedom with Credit Pass. Your good credit health awaits!
